Becoming self-employed is an exciting but daunting time. 4.3 million people were self-employed in 2022. Whether you’ve chosen to pursue freelance work or start your own business, the experts at business insurer Hiscox have put together the five most commonly made mistakes you should avoid ensuring you operate within UK law.  1.      Failing to Register with HMRC: You’ll need a 10-digit code from HM Revenue and Customs (HMRC). This is your Unique Taxpayer Reference …

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We are deep in hay fever season and many of us are struggling with the classic symptoms of streaming eyes, runny nose and constant sneezing. Many working days are lost due to hay fever but sometimes it is viewed by employers as a minor condition and often not taken seriously. Because of this, employees may feel reluctant to speak up about the problems they are dealing with on a day-to-day …

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